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Get Out of Your MortgageBuying a house is a big deal. There are numerous contracts involved and checks to write. But when you sign on the dotted line for your mortgage, you’re entering into a long-lasting commitment to repay the lending company. The extent of the mortgage can even outlast the homeowner. It’s a lot to swallow. But if you’re trying to get out from underneath your mortgage and move on with your life, you’re not alone. You have options.

Short Sale

If you’re having trouble paying the mortgage or are looking to buy a new home, you can opt for a short sale. Essentially, a short sale is when the homeowner asks the bank to accept less than the loan balance via a quick sale of the house. Of course, doing so will damage your credit. With a short sale, the bank can hold the borrower liable for the difference between the new sale price and the mortgage value.


If you’re okay with continuing payments on the mortgage each month, you could opt to rent out the home. The money you receive from a renter should be enough to pay the mortgage note each month while allowing you to pocket some money for your trouble, too.

Sell to An Investor

If you wish to rid yourself of the property and mortgage completely, you could sell to an investor. There are legitimate companies investing in homes throughout Memphis, TN to repair and sell. It can be a fast, convenient, and lucrative way to eliminate your mortgage obligations. You’ll receive money directly for the sale, with no fees, commissions, or other expenses involved.

Then, you can use the money from the sale to pay off the mortgage and move on with your life.

If you’re interested in working with an experienced real estate investor, be sure to call We Buy Memphis Houses for a lucrative offer in under 24 hours. You can reach us at 901-250-0100!

Call Us At 901-250-0100